Interactive tool

Debt Quadrant

Where does your AI estate actually sit? Plot your position on the two axes that determine whether AI investment is compounding or collapsing.

Governed

High D · High V

Reckless

Low D · High V

Bureaucratic

High D · Low V

Stagnant

Low D · Low V

Your position

Bureaucratic
Governed ✓
Stagnant
Reckless
Value Velocity →← Governance Discipline
50

How consistently are governance controls applied across your AI systems?

50

How fast can you take a validated use case from approval to production?

Current quadrant

Governed

High velocity, high discipline. This is the target state. Governance infrastructure is compounding — each new deployment costs less friction than the last.

Recommended action

Sustain the flywheel. Focus on cross-functional adoption, board-level reporting, and positioning governance as a competitive signal externally.

Get data-driven scores

The Maturity Assessment calculates your Discipline and Velocity scores from 25 questions.

Take the assessment